Our attorneys know that policyholders expect their insurance company to honor any claim they submit. Many disputes arise when an insurance company denies a claim that appears to be valid, often without giving a reason.
Insurance companies will often deny claims, regardless of whether they are legitimate. They will not investigate a claim unless the policyholder files legal action. St. You can file a complaint against your insurance company if you live in St. Petersburg. You won’t be able to recover any compensation if you file a complaint.
Our insurance dispute lawyers in St. Petersburg are well-versed in helping clients get the compensation they deserve. For a complimentary consultation, contact Jenkins Law P.L.’s St. Petersburg insurance dispute attorneys if you have a dispute with an insurance company or a claim that has been denied or undervalued.
What caused my insurance claim to be denied?
Insurance companies can often manipulate and interpret the language of their policies to deny or minimize valid claims. In order to preserve their cash reserves and avoid paying policyholders, insurance providers have a strong self-interest. An insurance company may deny or undervalue a claim by claiming that: * A material misrepresentation was made in the policy, which excluded coverage for this claim; * Premiums were not paid on time, which resulted in coverage lapses; or * The injury is outside the coverage scope.
What is the best way to handle a bad faith claim or unfair claims handling case?
Florida law states that an insurance company can be held liable for failing to act honestly and fairly towards its policyholder when it responds to a claim.
Many policyholders mistakenly believe that they have a bad-faith claim against their insurer if a request is denied. However, this misconception is common. If a claim is denied unfairly, it is more likely that a breach of contract or unfair claims rejection case should be filed. Bad faith claims are usually handled by our personal injuries attorneys and not our insurance dispute lawyers. However, some bad faith cases will fall under our umbrella of insurance dispute attorneys. To determine the type of claim that best suits your needs, contact our St. Petersburg office.
Florida is one of the states that have adopted the Unfair Claim Settlement Practices Act. The law has been augmented to protect policyholders. Unfair claims handling is when insurance companies try to reduce or avoid valid claims. Unfair claims handling includes fraud, deceitful or misleading a policyholder, neglect, refusal to fulfill contractual obligations, and the intentional wrongdoing of the insurance company.
Jenkins Law P.L. Deal with What Types Of Insurance Disputes?
Jenkins Law P.L.’s attorneys are dedicated to helping clients resolve insurance claims disputes across a variety of practice areas. Here is a list of some of the insurance disputes that our attorneys have handled in Florida:
- Losses to Homeowners and Businesses
- Unfair Claims Handling, and Bad Faith
- Disability Insurance
- Claims under the Employee Retirement Income Security Act, (ERISA).
- Professional Liability Insurance
- Errors and Omissions coverage (E&O).
- Personal insurance protection
- Uninsured Motorist Insurance
- Car insurance coverage
- Medical billing
- Health Insurance
- Life Insurance
- Fire Damage
- Claims for Hurricane and Windstorm Damage
If you believe you have been unfairly treated by your Florida insurance company, please contact Jenkins Law P.L. to arrange a free case review.
This post was written by Kelly-Ann Jenkins of Jenkins Law P.L. Kelly-Ann is an insurance claims attorney. The information on this site is not intended to and does not offer legal advice, legal recommendations or legal representation on any matter. Hiring an attorney is an important decision, which should not be based on advertising. You need to consult an attorney for legal advice regarding your individual situation.
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